Bankruptcy Discharge

Bankruptcy discharge is the legal term applied to debt elimination through bankruptcy.  Filing for bankruptcy and completion of a bankruptcy case allows filers to receive a discharge.  The discharge is an order issued by the bankruptcy court eliminating debt.  Here … Continue reading

Health Insurance Holes

Medical care continues to be one of consumers’ biggest costs.  Understandably, then, medical insurance is vital.  Health insurance holes, though, can leave some exposed.  Health insurance may not cover some costs or other procedures.  It may cover more but come … Continue reading

Bankruptcy Credit Counseling

Bankruptcy credit counseling is a requirement of the bankruptcy system.  It mandates that someone who files bankruptcy must undergo credit counseling before filing bankruptcy and, again, after filing but before the bankruptcy is discharged.  It is not difficult to do, … Continue reading

Means Test: Qualify for Bankruptcy?

 Bankruptcy and the Bankruptcy Means Test The bankruptcy Means Test was a qualification standard adopted by Congress in 2005 for bankruptcy filers.  It essentially determines whether you qualify for a bankruptcy liquidation, better known as a Chapter 7 bankruptcy.  If … Continue reading

Sacramento Bankruptcy: how to start the bankruptcy process

Filing bankruptcy in Sacramento, or anywhere, is a process.  Preparation, strategy and timing are often key elements in processing a bankruptcy filing.  How, then, to begin? For starters, find whether bankruptcy is your best option.  Often when you owe more … Continue reading