Mounting Consumer Debt

Mounting Consumer Debt Debt is on the rise.  This recent Bloomberg article reflects the mounting consumer debt in America.  Sacramento consumer debt is no different.  The Bloomberg article portrays trends in consumer debt.  It analyzes debts aside from mortgages, and the trend … Continue reading

Debt Discharge

Debt Discharge Debt discharge in bankruptcy is legal process to eliminate debt.  You receive a discharge if you complete your bankruptcy case successfully.  The final paperwork from the Sacramento Bankruptcy Court, or wherever someone files, is an order.  It is a … Continue reading

Debt Stress Relief

Debt Stress Relief Debt is stressful.  It is very stressful.  Anyone living with debt knows this.  But debt stress relief is possible.  During the Great Recession, debt was rampant, leaving millions looking for relief.  Following this financial collapse, credit dried … Continue reading

Discharge Student Loan?

Can you discharge student loan debt?  Maybe. Ordinarily student loans cannot be discharged through bankruptcy.  Meaning that student loan debt cannot be eliminated through a bankruptcy filing and discharge.  Other types of debt can be discharged, or eliminated, in bankruptcy.  But … Continue reading

Sacramento Bankruptcy Debt Relief

Sacramento bankruptcy debt relief is needed for many in the region.  The economy in Sacramento is better since the great recession.  But it is not back.  Not even close.  Those living and working in Sacramento know this. Debt, though, is back. … Continue reading

Debt Elimination Through Bankruptcy

Why file for bankruptcy?  Debt elimination though bankruptcy is the purpose for filing bankruptcy.  It is also the basis of the bankruptcy discharge.  A bankruptcy discharge is a court order canceling, or eliminating your debts.  It’s that simple.  The order … Continue reading

Bankruptcy Effect on Lawsuits

Bankruptcy effect on lawsuits is a common question for those considering filing bankruptcy.  Particularly so with those who are being sued.  Bankruptcy filings invoke what is known as an automatic stay.  It is a bankruptcy term meaning you are instantly … Continue reading

How to find the best bankruptcy lawyer in Sacramento who is right for you

Selecting the best bankruptcy lawyer to overcome your personal debt problems can be complex.  Who is the best attorney for you is the question to be asked and answered in the process.  Whether you narrow your potential choices through Google, Yahoo, Facebook, Twitter or some other … Continue reading

Bankruptcy payment plans

Most clients in Sacramento who need to file bankruptcy cannot afford to pay it in one lump sum.  That’s fine.  My office has always accepted payments made over time to pay for a bankruptcy. There are no minimum fees, deadlines, … Continue reading

Bankruptcy planning

Before filing bankruptcy, it is best to plan for your filing.  Ensuring your eligibility, protecting your property and making sure your debts will be discharged are all considerations in evaluating the type and timing of your bankruptcy. For best results: … Continue reading