Fast Financial Fix Fast financial fix sounds like a catch-phrase for a scam. It can be. But there are options out there that allow you to fix your finances. And they can be fixed fast. Bankruptcy is one such option. … Continue reading
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You can have student loans, and you can file bankruptcy. But getting rid of a student loan though bankruptcy is a tough trick. Not that you can’t do it. But eliminating student loans in a bankruptcy is hard. Perhaps I … Continue reading
Sacramento Bankruptcy: What is a Bankruptcy Conversion? Bankruptcy conversion is changing the chapter of your bankruptcy filing after you have already filed. Types of bankruptcy are organized by chapters of the federal law that created them. Though there are many … Continue reading
Bankruptcy and the Bankruptcy Means Test The bankruptcy Means Test was a qualification standard adopted by Congress in 2005 for bankruptcy filers. It essentially determines whether you qualify for a bankruptcy liquidation, better known as a Chapter 7 bankruptcy. If … Continue reading
Medical bills are the prime factor for filing bankruptcy in the United States. According to the Huffington Post, as well as numerous other sources, it is the main reason. Medical bills prompt bankruptcy filings for a variety of reasons, not the … Continue reading
Sacramento Bankruptcy: Debt Relief Alternatives Bankruptcy is an option to eliminate or reorganize your debt. There are other alternatives besides bankruptcy, though. Debt relief companies and agencies can help, but be cautious taking this route. Many debt relief companies and agencies … Continue reading
Sacramento Bankruptcy: NFL (Not For Long) Bankruptcy History With the start of the playoffs, ratings and revenue surge in the NFL and, along with it, players earn bonuses beyond their salaries. Those riches, though, are temporary. The average career in the … Continue reading
Sacramento Bankruptcy: Medical Care & Prescription Costs Medical care and prescription costs are some of the most common expenses facing consumers considering bankruptcy in today’s economy. Costs for medical care and prescriptions are outpacing incomes, particularly fixed incomes. The retired … Continue reading
Filing bankruptcy in Sacramento, or anywhere, is a process. Preparation, strategy and timing are often key elements in processing a bankruptcy filing. How, then, to begin? For starters, find whether bankruptcy is your best option. Often when you owe more … Continue reading
Bankruptcy prevents creditors from coming after you. That includes stopping lawsuits, letters, levies, liens, garnishments, phone calls, or anything creditors attempt to pursue a debt owed. As soon as a bankruptcy is filed, bankruptcy protection (also known as an automatic stay … Continue reading
Let 2016 be the year you eliminate your debt! Learn more about your options with a free consultation. … Continue reading
Happy new year to all! … Continue reading
Cal wins! I graduated from Cal, played at Cal and love Cal! Go Bears to all those in Bear Territory! … Continue reading
If your new year’s resolution for 2016 is to eliminate your debt, bankruptcy may be the answer. Credit card debt, lines of credit, medical bills, car repossessions, mortgages and income taxes are all forms of debt that can be eliminated through … Continue reading
Merry Christmas to all! For a reminder of meaning of Christmas, always remember Linus’ lesson from Luke. … Continue reading
May the lesson and love told in timeless tale The Gift of the Magi bless you on this Christmas eve! … Continue reading
Debt in your name is discharged through bankruptcy, even if you may not have charged or approved of the transactions. Often this arises in cases of stolen identity or separated spouses. No matter the cause, bankruptcy will eliminate your debt … Continue reading
Pleas support our veterans who support us! During the season of giving, give what you can, however you can. The USO is a great place to help. … Continue reading
One of the greatest movies ever, It’s a Wonderful Life, drove it’s production company into bankruptcy after the film’s initial financial failure. Frank Capra, the creator of this cinematic classic, rebounded and found future fortune from the timeless tale this movie told. … Continue reading
Declaring bankruptcy is not always complex or confusing, especially with the aid of an attorney. But the process is a bit more in depth than this! … Continue reading
No. If a debt is forgiven or otherwise cancelled outside the bankruptcy context, that amount can be considered income on your taxes. Often people receive a 1099 (1099-C) for the amount of debt that is cancelled and must pay taxes … Continue reading
Feel free to connect with me on Facebook for any questions you may have or issues regarding your debt you would like to discuss. … Continue reading
Selecting the best bankruptcy lawyer to overcome your personal debt problems can be complex. Who is the best attorney for you is the question to be asked and answered in the process. Whether you narrow your potential choices through Google, Yahoo, Facebook, Twitter or some other … Continue reading
Sacramento bankruptcy filings cover a broad area from the Oregon boarder to Fresno County, from the San Francisco Bay to Lake Tahoe. It’s a big area. Click here for a link to the district map for the Eastern District of California, the court … Continue reading
As is reflected throughout this site, bankruptcy is often a far better option than living with debt. It is better for your credit, financial standing and peace of mind. This CNBC video may help in your decision whether to file for bankruptcy. … Continue reading
Payday loans are the devil! Interest rates for such loans usually exceed 450% and, no, this is not a typo. If the postdated check you wrote for $350 you gave in exchange for the $300 you received is not honored, watch out. It … Continue reading