Foreclosure Relief

Foreclosure relief can come in many ways.  Paying you mortgage delinquency is the surest strategy.  But those behind on their mortgage rarely have the money to make up the arrearage on their mortgage.  That’s why they are in foreclosure in the first … Continue reading

Bankruptcy Conversion

Sacramento Bankruptcy: What is a Bankruptcy Conversion? Bankruptcy conversion is changing the chapter of your bankruptcy filing after you have already filed.  Types of bankruptcy are organized by chapters of the federal law that created them.  Though there are many … Continue reading

Means Test: Qualify for Bankruptcy?

 Bankruptcy and the Bankruptcy Means Test The bankruptcy Means Test was a qualification standard adopted by Congress in 2005 for bankruptcy filers.  It essentially determines whether you qualify for a bankruptcy liquidation, better known as a Chapter 7 bankruptcy.  If … Continue reading