Student Loan Bankruptcy

You can have student loans, and you can file bankruptcy.  But getting rid of a student loan though bankruptcy is a tough trick.  Not that you can’t do it.  But eliminating student loans in a bankruptcy is hard.  Perhaps I … Continue reading

Bankruptcy and Credit Card Debt

Eliminate credit card debt through bankruptcy or pay it off?  That is the question.  For many consumers, though, it is a loaded question.  They would like to pay off their credit card debt, but they can’t.  And they know it. … Continue reading

Bankruptcy Conversion

Sacramento Bankruptcy: What is a Bankruptcy Conversion? Bankruptcy conversion is changing the chapter of your bankruptcy filing after you have already filed.  Types of bankruptcy are organized by chapters of the federal law that created them.  Though there are many … Continue reading

Means Test: Qualify for Bankruptcy?

 Bankruptcy and the Bankruptcy Means Test The bankruptcy Means Test was a qualification standard adopted by Congress in 2005 for bankruptcy filers.  It essentially determines whether you qualify for a bankruptcy liquidation, better known as a Chapter 7 bankruptcy.  If … Continue reading